{"id":21104,"date":"2026-04-16T03:06:38","date_gmt":"2026-04-16T03:06:38","guid":{"rendered":"http:\/\/johnhealth.blog\/ch\/?p=21104"},"modified":"2026-04-16T03:06:38","modified_gmt":"2026-04-16T03:06:38","slug":"%e4%bf%9d%e9%99%a9%e6%a1%88%e4%be%8b%ef%bc%9a%e6%8e%a5%e8%bf%91%e7%9c%9f%e5%ae%9e%e8%80%83%e8%af%95%e6%9c%80%e9%9a%be%e5%bd%a2%e6%80%81%ef%bc%9a%e6%97%b6%e9%97%b4%e7%ba%bf-%e5%a4%9a%e8%bd%a6","status":"publish","type":"post","link":"http:\/\/johnhealth.blog\/ch\/?p=21104","title":{"rendered":"\u4fdd\u9669\u6848\u4f8b\uff1a\u63a5\u8fd1\u771f\u5b9e\u8003\u8bd5\u6700\u96be\u5f62\u6001\uff1a\u65f6\u95f4\u7ebf + \u591a\u8f66\u8fde\u73af\u8ffd\u5c3e + \u591a\u4eba\u8d23\u4efb + \u591a\u5c42\u8d54\u4ed8"},"content":{"rendered":"
\n
\n
\n
\n
\n
\n
\n

\u8fd9\u4e00\u9898\u5c31\u662f👉\u63a5\u8fd1\u771f\u5b9e\u8003\u8bd5\u6700\u96be\u5f62\u6001\uff1a\u65f6\u95f4\u7ebf + \u591a\u8f66\u8fde\u73af\u8ffd\u5c3e + \u591a\u4eba\u8d23\u4efb + \u591a\u5c42\u8d54\u4ed8<\/strong>
\uff08\u80fd\u5b8c\u5168\u62c6\u5bf9\uff0c\u4f60\u57fa\u672c\u7a33\u8fc7\uff09<\/p>\n

\n

🧨 \u53d8\u6001\u538b\u8f74\u9898\uff08\u7ec8\u6781\u7efc\u5408\u7248\uff09<\/h1>\n
\n

🚗 \u4e8b\u6545\u65f6\u95f4\u7ebf\uff08\u5173\u952e‼️\uff09<\/h2>\n

⏰ T1<\/h3>\n

\u8f66A\uff08\u674e\u5148\u751f\uff09\u6025\u5239<\/p>\n

⏰ T2<\/h3>\n

\u8f66B\uff08\u738b\u5148\u751f\uff09\u8ffd\u5c3eA<\/p>\n

⏰ T3<\/h3>\n

\u8f66C\uff08\u8d75\u5148\u751f\uff09\u518d\u8ffd\u5c3eB \u2192 \u8fde\u73af\u4e8b\u6545\u5f62\u6210<\/p>\n

\n

⚖️ \u6cd5\u9662\u8d23\u4efb\u5224\u5b9a<\/h2>\n
    \n
  • A\uff1a0%<\/li>\n
  • B\uff1a70%\uff08\u4e3b\u8981\u8d23\u4efb\uff09<\/li>\n
  • C\uff1a30%<\/li>\n<\/ul>\n
    \n

    📄 \u5404\u8f66\u4fdd\u9669\u60c5\u51b5<\/h2>\n
    \n

    🚙 \u8f66B\uff08\u738b\u5148\u751f\uff09<\/h3>\n
      \n
    • Liability\uff1a$1,000,000<\/li>\n
    • Collision\uff1a\u6709\uff08$1,000 deductible\uff09<\/li>\n
    • OPCF 20<\/span><\/span>\uff1a\u6709<\/li>\n
    • ❌ \u65e0 OPCF 27<\/span><\/span><\/li>\n<\/ul>\n
      \n

      🚗 \u8f66C\uff08\u8d75\u5148\u751f\uff09<\/h3>\n
        \n
      • Liability\uff1a$500,000<\/li>\n
      • Collision\uff1a\u6709\uff08$500 deductible\uff09<\/li>\n<\/ul>\n
        \n

        🚕 \u8f66A\uff08\u674e\u5148\u751f\uff09<\/h3>\n
          \n
        • Liability\uff1a$2,000,000<\/li>\n
        • \u65e0\u5176\u4ed6\u9644\u52a0<\/li>\n<\/ul>\n
          \n

          💥 \u635f\u5931\u60c5\u51b5\uff08\u7edf\u4e00\u7ed3\u7b97\uff09<\/h2>\n
          \n

          👤 \u4eba\u4f24<\/h3>\n
            \n
          • A\u53f8\u673a\u53d7\u4f24\uff1a$900,000<\/li>\n
          • B\u53f8\u673a\u53d7\u4f24\uff1a$200,000<\/li>\n
          • C\u53f8\u673a\u53d7\u4f24\uff1a$100,000<\/li>\n<\/ul>\n
            \n

            🚗 \u8f66\u635f<\/h3>\n
              \n
            • A\u8f66\u635f\uff1a$60,000<\/li>\n
            • B\u8f66\u635f\uff1a$40,000<\/li>\n
            • C\u8f66\u635f\uff1a$20,000<\/li>\n<\/ul>\n
              \n

              🚕 \u5176\u4ed6<\/h3>\n
                \n
              • B\u4fee\u8f66\u671f\u95f4\u79df\u8f66\uff1a$2,000<\/li>\n<\/ul>\n
                \n

                ❓\u95ee\u9898\uff08\u8003\u8bd5\u4f1a\u8fd9\u6837\u95ee\uff09<\/h1>\n

                👉 \u8bf7\u6309\u987a\u5e8f\u8bf4\u660e\uff1a
                1\uff09\u6bcf\u4e2a\u4eba\u7684\u4eba\u4f24\u600e\u4e48\u8d54\uff08AB \u2192 Tort\uff09
                2\uff09\u6bcf\u8f86\u8f66\u600e\u4e48\u8d54
                3\uff09\u662f\u5426\u6709\u201c\u62ff\u4e0d\u5230\u7684\u94b1\u201d
                4\uff09\u6700\u7ec8\u8c01\u627f\u62c5\u635f\u5931<\/p>\n

                \n

                🧠 \u6807\u51c6\u89e3\u9898\uff08\u4e00\u6b65\u4e00\u6b65\u62c6\uff09<\/h1>\n
                \n

                🔴 Step 1\uff1a\u6240\u6709\u4eba\u5148\u8d70 AB\uff08\u4e0d\u770b\u8d23\u4efb\uff09<\/h1>\n
                \n

                A\uff080%\u8d23\u4efb\uff09<\/h3>\n

                👉 AB\u5148\u8d54\uff08\u5047\u8bbe\uff09\uff1a$60,000
                👉 \u5269\u4f59\uff1a$840,000<\/p>\n

                \n

                B\uff0870%\u8d23\u4efb\uff09<\/h3>\n

                👉 AB\u8d54\uff1a$60,000
                👉 \u5269\u4f59\uff1a$140,000<\/p>\n

                \n

                C\uff0830%\u8d23\u4efb\uff09<\/h3>\n

                👉 AB\u8d54\uff1a$60,000
                👉 \u5269\u4f59\uff1a$40,000<\/p>\n

                \n

                🔴 Step 2\uff1a\u8fdb\u5165 Tort\uff08\u6309\u8d23\u4efb\u6bd4\u4f8b\u8ffd\u507f\uff09<\/h1>\n
                \n

                👉 A\uff08\u65e0\u8d23\u4efb\uff0c\u6700\u5173\u952e🔥\uff09<\/h2>\n

                A\u53ef\u4ee5\u5411\uff1a<\/p>\n

                  \n
                • B\u7d22\u8d54 70%<\/li>\n
                • C\u7d22\u8d54 30%<\/li>\n<\/ul>\n
                  \n

                  A\u7684\u7d22\u8d54\uff1a<\/h3>\n
                    \n
                  • \u603b\u635f\u5931\uff1a$840,000<\/li>\n<\/ul>\n

                    👉 \u5411B\u8981\uff1a$588,000\uff0870%\uff09
                    👉 \u5411C\u8981\uff1a$252,000\uff0830%\uff09<\/p>\n

                    \n

                    👉 \u770b\u989d\u5ea6\uff1a<\/h3>\n
                      \n
                    • B\u989d\u5ea6\uff1a$1M ✅\u591f<\/li>\n
                    • C\u989d\u5ea6\uff1a$500k ✅\u591f<\/li>\n<\/ul>\n

                      👉 A\u5168\u90e8\u62ff\u5230 ✅<\/p>\n

                      \n

                      👉 B\uff0870%\u8d23\u4efb\uff09<\/h2>\n

                      👉 \u53ea\u80fd\u5411C\u8981 30%\u8d23\u4efb\u90e8\u5206<\/p>\n

                        \n
                      • B\u5269\u4f59\u635f\u5931\uff1a$140,000<\/li>\n
                      • \u5411C\u8981\uff1a$42,000<\/li>\n<\/ul>\n

                        👉 C\u989d\u5ea6\u591f \u2192 \u5168\u8d54<\/p>\n

                        \n

                        👉 C\uff0830%\u8d23\u4efb\uff09<\/h2>\n

                        👉 \u53ea\u80fd\u5411B\u8981 70%<\/p>\n

                          \n
                        • C\u5269\u4f59\uff1a$40,000<\/li>\n
                        • \u5411B\u8981\uff1a$28,000<\/li>\n<\/ul>\n

                          👉 B\u989d\u5ea6\u591f \u2192 \u5168\u8d54<\/p>\n

                          \n

                          🔴 Step 3\uff1a\u8f66\u635f\uff08\u5f88\u591a\u4eba\u9519\u5728\u8fd9\u91cc\uff09<\/h1>\n
                          \n

                          🚗 A\u8f66\uff08\u65e0\u8d23\u4efb\uff09<\/h2>\n

                          👉 \u8d70 DCPD\uff08\u76f4\u63a5\u8d54\u4ed8\uff0c\u4e0d\u8003\u8bd5\u7ec6\u8282\u53ef\u7b80\u5316\uff09
                          👉 \u5168\u8d54\uff1a$60,000<\/p>\n

                          \n

                          🚙 B\u8f66\uff0870%\u8d23\u4efb\uff09<\/h2>\n

                          👉 Collision
                          👉 \u8d54\uff1a$40,000 – $1,000 = $39,000<\/p>\n

                          \n

                          🚗 C\u8f66\uff0830%\u8d23\u4efb\uff09<\/h2>\n

                          👉 Collision
                          👉 \u8d54\uff1a$20,000 – $500 = $19,500<\/p>\n

                          \n

                          🔴 Step 4\uff1a\u79df\u8f66\u8d39\u7528\uff08\u53ea\u8003\u4e00\u4e2a\u70b9\uff09<\/h1>\n
                          \n

                          👉 B\u6709 OPCF 20<\/span><\/span><\/p>\n

                          👉 \u79df\u8f66\uff1a$2,000 \u2192 \u5168\u8d54<\/p>\n

                          \n

                          🔴 Step 5\uff1a\u6709\u6ca1\u6709\u201c\u62ff\u4e0d\u5230\u7684\u94b1\u201d\uff1f\uff08\u5173\u952e\uff09<\/h1>\n

                          👉 \u672c\u9898\uff1a<\/p>\n

                            \n
                          • \u6240\u6709\u4eba\u4f24\u90fd\u5728 Liability \u8303\u56f4\u5185<\/li>\n
                          • \u6240\u6709\u4eba\u989d\u5ea6\u90fd\u591f<\/li>\n<\/ul>\n

                            👉 ✅ \u6ca1\u6709\u635f\u5931\u7f3a\u53e3<\/strong><\/p>\n

                            \n

                            🎯 \u6700\u7ec8\u603b\u7ed3\uff08\u8003\u5b98\u60f3\u770b\u4f60\u5199\u7684\uff09<\/h1>\n
                            \n

                            ✔ \u4eba\u4f24\u987a\u5e8f<\/h2>\n

                            👉 AB \u2192 Tort \u2192 \u6309\u8d23\u4efb\u6bd4\u4f8b \u2192 \u770b\u989d\u5ea6<\/p>\n

                            \n

                            ✔ \u8f66\u635f\u987a\u5e8f<\/h2>\n

                            👉 \u65e0\u8d23 \u2192 DCPD
                            👉 \u6709\u8d23 \u2192 Collision<\/p>\n

                            \n

                            ✔ \u662f\u5426\u6709\u635f\u5931<\/h2>\n

                            👉 \u672c\u9898\uff1a❌ \u65e0<\/p>\n

                            \n

                            💥 \u7ec8\u6781\u7406\u89e3\uff08\u8fd9\u4e00\u9898\u7684\u7cbe\u9ad3\uff09<\/h1>\n

                            👉
                            \u201c\u5148AB\u5206\u6d41\uff0c\u518d\u6309\u8d23\u4efb\u4e92\u76f8\u8ffd\uff1b\u6700\u540e\u770b\u989d\u5ea6\uff0c\u989d\u5ea6\u624d\u662f\u5929\u82b1\u677f\u201d<\/strong><\/p>\n

                            \n

                            🧠 \u8003\u573a\u79d2\u6740\u53e3\u8bc0\uff08\u7ec8\u6781\u7248\uff09<\/h1>\n

                            👉
                            \u201c\u4eba\u4eba\u5148AB\uff0c\u8d23\u4efb\u518d\u5206\u644a\uff1b\u8f66\u635f\u770b\u8d23\u4efb\uff0c\u65e0\u8d23\u8d70\u76f4\u8d54\uff1b\u989d\u5ea6\u51b3\u5b9a\u4e00\u5207\u201d<\/strong><\/p>\n

                            \n

                            \u5982\u679c\u4f60\u8fd8\u60f3\u518d\u51b2\u9876👇
                            \u6211\u53ef\u4ee5\u7ed9\u4f60\uff1a
                            🔥 \u201c5\u9053\u6bd4\u8fd9\u9898\u66f4\u9634\u9669\u7684\u9009\u62e9\u9898\uff08\u4e13\u5361\u7ec6\u8282\u8bef\u533a\uff09\u201d<\/strong>
                            👉 \u90a3\u4e00\u7ec4\u662f\u201c\u4e13\u95e8\u8ba980%\u4eba\u6389\u5751\u201d\u7684\u3002<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

                            <\/div>\n<\/div>\n<\/div>\n<\/section>\n
                            \n
                            \n
                            \n
                            \n
                            \n
                            \n
                            \n
                            5\u9053\u6bd4\u8fd9\u9898\u66f4\u9634\u9669\u7684\u9009\u62e9\u9898\uff08\u4e13\u5361\u7ec6\u8282\u8bef\u533a\uff09<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n
                            <\/div>\n<\/div>\n<\/div>\n<\/section>\n
                            \n
                            \n
                            \n
                            \n
                            \n
                            \n
                            \n

                            \u597d\uff0c\u8fd95\u9053\u5c31\u662f👉\u4e13\u95e8\u5361\u201c\u7ec6\u8282\u8bef\u533a\u201d\u7684\u9634\u9669\u9009\u62e9\u9898<\/strong>
                            \uff08\u4e0d\u662f\u96be\u5728\u8ba1\u7b97\uff0c\u800c\u662f\u4e13\u5751\u7406\u89e3\uff09<\/p>\n

                            \n

                            🧨 \u9634\u9669\u9009\u62e9\u9898 1\uff08AB\u987a\u5e8f\u9677\u9631\uff09<\/h1>\n

                            \u4f60\u4f5c\u4e3a\u4e58\u5ba2\u53d7\u4f24\uff1a<\/p>\n

                              \n
                            • \u8f66\u662f\u670b\u53cb\u7684<\/li>\n
                            • \u670b\u53cb\u5168\u8d23<\/li>\n<\/ul>\n
                              \n

                              ❓\u4f60\u5e94\u5148\u5411\u8c01\u7d22\u8d54\uff1f<\/h3>\n

                              A. \u670b\u53cb\u7684 Liability
                              B. \u81ea\u5df1\u7684 AB
                              C. \u670b\u53cb\u7684 AB
                              D. \u653f\u5e9c<\/p>\n

                              \n

                              ✅ \u7b54\u6848\uff1aB<\/strong><\/p>\n

                              🧠 \u5173\u952e\u5751\uff1a
                              \n👉 AB\u4f18\u5148\u770b\u201c\u4f60\u81ea\u5df1\u7684\u4fdd\u9669\u201d<\/strong>
                              \u4e0d\u662f\u8f66\u4e3b\u7684\uff0c\u4e5f\u4e0d\u662f\u8d23\u4efb\u65b9\u7684<\/p>\n

                              \n

                              🧨 \u9634\u9669\u9009\u62e9\u9898 2\uff08AB vs Tort\u6df7\u6dc6\uff09<\/h1>\n

                              \u4f60\u53d7\u4f24\uff1a<\/p>\n

                                \n
                              • AB\u5df2\u8d54 $50,000<\/li>\n
                              • \u5b9e\u9645\u635f\u5931 $80,000<\/li>\n<\/ul>\n
                                \n

                                ❓\u4f60\u53ef\u4ee5\uff1f<\/h3>\n

                                A. \u518d\u4ece AB \u7533\u8bf7\u5269\u4f59
                                B. \u8d77\u8bc9\u5bf9\u65b9\u8981 $30,000
                                C. \u4e24\u8005\u90fd\u53ef\u4ee5
                                D. \u65e0\u6cd5\u518d\u7d22\u8d54<\/p>\n

                                \n

                                ✅ \u7b54\u6848\uff1aB<\/strong><\/p>\n

                                🧠 \u5173\u952e\u5751\uff1a
                                \n👉 AB\u6709\u4e0a\u9650
                                👉 \u4e0d\u591f \u2192 \u624d\u80fd\u8d70 Tort<\/p>\n

                                \n

                                🧨 \u9634\u9669\u9009\u62e9\u9898 3\uff08Deductible\u9519\u4f4d\uff09<\/h1>\n

                                \u4f60\uff1a<\/p>\n

                                  \n
                                • \u8d77\u8bc9\u6210\u529f\uff08Tort\uff09\u83b7\u8d54 $100,000<\/li>\n
                                • deductible\uff1a$40,000<\/li>\n<\/ul>\n
                                  \n

                                  ❓\u4f60\u62ff\u591a\u5c11\uff1f<\/h3>\n

                                  A. $100,000
                                  B. $60,000
                                  C. $40,000
                                  D. $0<\/p>\n

                                  \n

                                  ✅ \u7b54\u6848\uff1aB<\/strong><\/p>\n

                                  🧠 \u5173\u952e\u5751\uff1a
                                  \n👉 \u53ea\u6709Tort\u6709\u4eba\u4f24deductible<\/strong>
                                  👉 AB\u6ca1\u6709\uff01<\/p>\n

                                  \n

                                  🧨 \u9634\u9669\u9009\u62e9\u9898 4\uff08OPCF 27\u8bef\u89e3\uff09<\/h1>\n

                                  \u4f60\u5f00\u670b\u53cb\u7684\u8f66\u53d1\u751f\u4e8b\u6545\uff1a<\/p>\n

                                  \n

                                  ❓OPCF 27<\/span><\/span> \u7684\u4f5c\u7528\u662f\uff1f<\/h3>\n

                                  A. \u8d54\u4f60\u7684\u4eba\u4f24
                                  B. \u8d54\u670b\u53cb\u7684\u8f66\u635f
                                  C. \u8d54\u7b2c\u4e09\u65b9
                                  D. \u8d54\u4f60\u6536\u5165\u635f\u5931<\/p>\n

                                  \n

                                  ✅ \u7b54\u6848\uff1aB<\/strong><\/p>\n

                                  🧠 \u5173\u952e\u5751\uff1a
                                  \n👉 OPCF 27 = \u4f60\u5f00\u201c\u975e\u81ea\u6709\u8f66\u8f86\u201d\u7684\u8f66\u635f\u4fdd\u969c<\/strong>
                                  👉 \u4e0d\u662f\u4eba\u4f24\uff0c\u4e0d\u662f\u8d23\u4efb\u9669<\/p>\n

                                  \n

                                  🧨 \u9634\u9669\u9009\u62e9\u9898 5\uff08\u7ec8\u6781\u5751\uff1aOPCF 5\uff09<\/h1>\n

                                  \u4f60\u628a\u513f\u5b50\u6392\u9664\u5728\u5916\uff08\u7b7e\u4e86\uff09
                                  OPCF 5<\/span><\/span><\/p>\n

                                  \u4ed6\u5077\u5077\u5f00\u8f66\u51fa\u4e8b\u6545\uff1a<\/p>\n

                                  \n

                                  ❓\u7ed3\u679c\uff1f<\/h3>\n

                                  A. \u53ea\u662f\u4e0d\u8d54\u4ed6\u672c\u4eba
                                  B. \u4e0d\u8d54\u8f66\u635f
                                  C. \u5168\u90e8\u4e0d\u8d54
                                  D. \u4fdd\u9669\u516c\u53f8\u90e8\u5206\u8d54<\/p>\n

                                  \n

                                  ✅ \u7b54\u6848\uff1aC<\/strong><\/p>\n

                                  🧠 \u5173\u952e\u5751\uff1a
                                  \n👉 OPCF 5 = \u8fd9\u4e2a\u4eba\u5f00\u8f66 \u2192 \u6574\u4e2a\u4e8b\u6545\u65e0\u4fdd\u969c<\/strong><\/p>\n

                                  \n

                                  🎯 \u6700\u540e\u4e00\u9875\u201c\u7ec6\u8282\u96f7\u533a\u603b\u7ed3\u201d<\/h1>\n
                                  \n

                                  🚨 \u6700\u5bb9\u6613\u9519\u76845\u4e2a\u70b9<\/h3>\n

                                  1️⃣ AB\u627e\u8c01\uff1f\u2192 \u6c38\u8fdc\u5148\u627e\u81ea\u5df1\u4fdd\u9669<\/strong>
                                  2️⃣ AB vs Tort \u2192 \u4e0d\u591f\u624d\u544a<\/strong>
                                  3️⃣ Deductible \u2192 \u53ea\u5728Tort\uff0c\u4e0d\u5728AB<\/strong>
                                  4️⃣ OPCF 27 \u2192 \u53ea\u7ba1\u201c\u8f66\u201d\uff0c\u4e0d\u7ba1\u201c\u4eba\u201d<\/strong>
                                  5️⃣ OPCF 5 \u2192 \u4e00\u65e6\u5f00\u8f66\uff0c\u5168\u76d8\u4e0d\u8d54<\/strong><\/p>\n

                                  \n

                                  🧠 \u7ec8\u6781\u4e00\u53e5\u8bdd\uff08\u626b\u4e00\u773c\u7528\uff09<\/h1>\n

                                  👉
                                  \u201cAB\u5148\u81ea\u5df1\uff0cTort\u8865\u5dee\u989d\uff1b27\u7ba1\u8f66\uff0c5\u5168\u706d\uff0cDeductible\u53ea\u5728\u544a\u201d<\/strong><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n

                                  <\/div>\n

                                  <\/path><\/svg><\/i> \"Loading\"<\/p>\n

                                  <\/div>\n","protected":false},"excerpt":{"rendered":"

                                  \u8fd9\u4e00\u9898\u5c31\u662f👉\u63a5\u8fd1\u771f\u5b9e\u8003\u8bd5\u6700\u96be\u5f62\u6001\uff1a\u65f6\u95f4\u7ebf + \u591a\u8f66\u8fde\u73af\u8ffd\u5c3e + \u591a\u4eba\u8d23\u4efb + \u591a\u5c42\u8d54\u4ed8\uff08\u80fd\u5b8c\u5168\u62c6\u5bf9\uff0c\u4f60\u57fa\u672c\u7a33\u8fc7\uff09 🧨 \u53d8\u6001\u538b\u8f74\u9898\uff08\u7ec8\u6781\u7efc\u5408\u7248\uff09 🚗 \u4e8b\u6545\u65f6\u95f4\u7ebf\uff08\u5173\u952e‼️\uff09 ⏰ T1 \u8f66A\uff08\u674e\u5148\u751f\uff09\u6025\u5239 ⏰ T2 \u8f66B\uff08\u738b\u5148\u751f\uff09\u8ffd\u5c3eA ⏰ T3 \u8f66C\uff08\u8d75\u5148\u751f\uff09\u518d\u8ffd\u5c3eB \u2192 \u8fde\u73af\u4e8b\u6545\u5f62\u6210 ⚖️ \u6cd5\u9662\u8d23\u4efb\u5224\u5b9a A\uff1a0% B\uff1a70%\uff08\u4e3b\u8981\u8d23\u4efb\uff09 C\uff1a30% 📄 \u5404\u8f66\u4fdd\u9669\u60c5\u51b5 🚙 \u8f66B\uff08\u738b\u5148\u751f\uff09 Liability\uff1a$1,000,000 Collision\uff1a\u6709\uff08$1,000 deductible\uff09 OPCF 20\uff1a\u6709 ❌ \u65e0 OPCF 27 🚗 \u8f66C\uff08\u8d75\u5148\u751f\uff09 Liability\uff1a$500,000 Collision\uff1a\u6709\uff08$500 deductible\uff09 🚕 \u8f66A\uff08\u674e\u5148\u751f\uff09 Liability\uff1a$2,000,000 \u65e0\u5176\u4ed6\u9644\u52a0 💥 \u635f\u5931\u60c5\u51b5\uff08\u7edf\u4e00\u7ed3\u7b97\uff09 👤 \u4eba\u4f24 A\u53f8\u673a\u53d7\u4f24\uff1a$900,000 B\u53f8\u673a\u53d7\u4f24\uff1a$200,000 C\u53f8\u673a\u53d7\u4f24\uff1a$100,000 🚗 \u8f66\u635f A\u8f66\u635f\uff1a$60,000 B\u8f66\u635f\uff1a$40,000 […]<\/p>\n

                                  <\/div>\n

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                                  <\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[948],"tags":[949,960],"class_list":["post-21104","post","type-post","status-publish","format-standard","hentry","category-948","tag-949","tag-960"],"aioseo_notices":[],"_links":{"self":[{"href":"http:\/\/johnhealth.blog\/ch\/index.php?rest_route=\/wp\/v2\/posts\/21104","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/johnhealth.blog\/ch\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/johnhealth.blog\/ch\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/johnhealth.blog\/ch\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/johnhealth.blog\/ch\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=21104"}],"version-history":[{"count":1,"href":"http:\/\/johnhealth.blog\/ch\/index.php?rest_route=\/wp\/v2\/posts\/21104\/revisions"}],"predecessor-version":[{"id":21105,"href":"http:\/\/johnhealth.blog\/ch\/index.php?rest_route=\/wp\/v2\/posts\/21104\/revisions\/21105"}],"wp:attachment":[{"href":"http:\/\/johnhealth.blog\/ch\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=21104"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/johnhealth.blog\/ch\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=21104"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/johnhealth.blog\/ch\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=21104"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}